Auto Insurance
Auto Insurance Information
What is auto insurance?
Auto insurance protects you against financial loss if you have an accident, theft, or damages to your vehicle. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Auto insurance provides property, liability, and medical coverage:
- Property coverage pays for damage to or theft of your car.
- Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
- Medical coverage pays for the cost of treating injuries, rehabilitation, and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements.
Why do you need auto insurance?
It's about protecting yourself financially.
- If you're in an accident or your car is stolen, it costs money, often a lot of money, to fix or replace it.
- If you or any passengers are injured in an accident, medical costs can be extremely expensive.
- If you or your car is responsible for damage or injury to others, you may be sued for much more than you're worth.
- Not only is having insurance a prudent financial decision, but many states also require you to have at least some coverage.
What we offer
We offer many auto policies; Personal Auto, Classical Vehicles, RV, Mobile Home, Watercraft, and Boat insurance.
*Bundling Auto, Home, and Life insurance can get you up to 15% off*
*If interested in an Umbrella Policy contact us*